HANDYWISE.COM PRIVACY POLICY
We are committed to your privacy. This Privacy Policy details how we use your
personal identifying information. This Privacy Policy may be modified at any time
without notice to you. Please review this document each time you visit us or use
any of our tools or services. Our Privacy Policy is our commitment to you that we
provide not only the highest quality services and products, but that we understand
that you expect us to safeguard the personal and business information that we collect. To this end, our Privacy Policy allows
you to make an informed decision regarding your usage of the tools and services
that we provide. As technology and circumstances change, we will continue to update,
modify and enhance this Privacy Policy for your benefit as part of our commitment
to you to provide the best possible services and security according to our high
standards of business practices and ethics.
By
using our the tools and services we provide, and visiting our web site such activities
become your express indication to us that you consent to our collection and use
of your personal information as described herein. If we modify or enhance our Privacy
Policies and related procedures, we will publish those modifications on this web
page in order to make you aware of any such changes.
Confidentiality of Your Data
We will not share with any third party
or entity the personal, business or corporate data or personal information that
we collect a commitment shared by our hosting company.
All such information shall be confidentially maintained by our hosting community
pursuant to our contractual relationship with our hosting company and we shall also
maintain strict confidentiality of such information and data. We shall use such
information strictly for the purpose of providing services to you, our user, and
our hosting company shall house such data and information strictly for the purpose
of providing services to us for your direct benefit.
Exceptions to our Privacy Policy
Possible exceptions to our policy include
the rare following circumstances, and as indicated herein:
•
If a governmental agency, or an attorney, subpoenas
your private information, or makes a formal request for discovery pursuant to any
legal action, or pending legal action.
•
If our attorney requests such information relevant
to a current or pending legal matter in which you are a potential or actual party
or otherwise contributed in some way to the causation of the legal matter.
Special Considerations
In order to access certain subscriber
services and restricted areas (the "Restricted Services") within the Handywise.com
site (the "Site"), Handywise Professional Advisors Inc. ("HandyWise.com") requires that you provide certain
identifying information (the "Registration Data") listed in the online registration
form. This information may include your legal name, address, telephone number(s),
e-mail address, subscriber name or "screen name," areas of interest, password used
to access methods of payment, and, if applicable, credit card number.
HandyWise.com reserves the right to request
any additional information necessary to establish and maintain your account.
Confidentiality
Registration Data is the property of HandyWise.com,
subject to and protected by the Electronic Communications Privacy Act for those
residents of the
Uses of Registration Data
Unless you select the "Opt-Out" option
as described herein, HandyWise.com reserves the right to use your Registration Data
to send you information about HandyWise.com, the Site, HandyWise.com products and
services, and other topics in which you have indicated an interest.
Opt-Out Right
If you do not wish to receive any special
offers or other communications from HandyWise.com, you have the right to select
the "opt out" option during the registration process or at any time afterwards.
You may "opt out" by clicking on the box marked "I DO NOT WISH TO RECEIVE SPECIAL
COMMUNICATIONS FROM HandyWise.com" when you register for an account or at any time
afterwards by going to the "Special Offers" area of the Site.
User Access to Information Collected.
You may access your Registration Data
at any time through the Subscriber services section of the Site. This area is password-restricted
for your protection.
Cookies
Please note that we employ the use of
cookies. Currently we employ cookies
when users create user accounts, but we may further employ cookies to assist the
functionality of other tools, services and functions in the future.
Cookies
are small programs that enhance your use of the Internet, in general, and specifically
we use cookies to enhance your usage of our functions.
The information gathered is not shared
with third parties. You may turn off your cookies by adjusting the appropriate setting
on your browser.
Please consult the HELP menu of your browser
to learn how to turn your cookies off. Cookies do not reveal personal information
and if you turn off your cookies you may find your enjoyment of the Internet, and
our site, to be reduced or impaired.
In order to seek out and repair functionality
issues with our servers and related programming, we may use your email and IP addresses
for evaluation and diagnostic purposes.
Cookies may provide Recording Session
information, show us visitor preferences regarding return visits to our website,
help us to mange subscription or private areas on our website, record user specific
tracking or aggregate tracking information of visitors and deliver user customized
content based on user specific information, such as browser type, screen type and
resolution and so forth. None of the information gathered is shared with third parties.
Other possible uses for the information
that we collect includes internal tracking, review, or is used for contacting purposes
and then is archived by us for future usage. We also use the information we collect
to provide custom content for our user base. Technical and business statistics are
also collected via cookies: which allows us to tract the various paths users trace
through web site as they move from one web page to another. Cookies also account
for the number of users who visit our site and to calculate the visitor capacity
and scalable architecture of our web site. We do not use cookie technology to gather
personal information about you although such technology may allow us to serve up
focused banner advertisements and other Internet published advertising content which
appears on one or more pages of our web site.
Links to Third Party Web Sites
We are not responsible for the practices
employed by Web sites linked to or from our Web site nor the information or content
contained therein. Often links to other Web sites are provided as a courtesy to
you. Always review the Privacy Policies of such web sites.
General Information
It is our policy not to send unsolicited
emails or allow third parties to contact you via the email address that you provide
to us. We may, from time to time, contact you to discuss business relevant to your
membership and, naturally, we will contact you to respond to inquiries that you
may send to us.
We do not collect information about our
visitors from third party sources, such as public records or entities, or private
organizations.
We do not knowingly collect personal data
or information from minors.
We have implemented security policies,
rules and technical measure to protect the personal data that we have under our
control. These policies, rules and technical measures help to protect your data
from unauthorized access, improper use or disclosure, unauthorized modification,
and unlawful destruction or accidental loss. However, note that no policy, rule
or technical measure can offer 100% protection against unauthorized access, improper
use or disclosure, unauthorized modification, unlawful destruction or accidental
loss.
All our employees and data processors,
who have access to, and are associated with the processing of personal data, are
obliged to respect the confidentiality of our visitor’s and members’ personal data.
We use your personal information, in a
general sense, to operate our business; that
means that we use the information to provide customer service and to provide tools
and services to our user base, including, individually, you or your business. We may also use the information we collect
for the purpose of alerting you about changes to our business, web site or special
offers we think you will find to be important.
All emails sent to you are done so pursuant to standard industry security
approaches and standards. You will be given the opportunity, on at least an annual
basis, to notify us that you desire not to receive special offers, however, we do
reserve the right to communicate with you regarding any direct business or customer
account concerns relevant to your account and of course, to respond to any inquiries
or comments that you forward to us regarding your account of the activities of our
business or any other user of our tools and services.
Your password is protected by us from
unauthorized access and usage via standard security approaches. However, no such
process is 100% secured. Also, we advise you to never share your password and other
sensitive information with any third party and to always verify by examining the
address placed into your browser’s URL section that you are actually present at
our web site before you enter in your user ID and password information.
How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that we collect
online and maintain in our database by emailing techsupport@HandyWise.com.com.
Evaluation of our Privacy Policy practices
and internal protocols: from time to time, our operations and business practices
are reviewed for compliance with internal policies and procedures governing the
security and confidentiality of our information. We provide ongoing training for
regarding our standards and practices regarding the safeguarding of your personal
information and in general limit access to any such information to those employees
who are authorized to attend to your information for such reasonably required and
necessary access thereto.
Credit Card Usage, Aggregated Data and More
We may collect aggregate (general tracking)
information about pages that users visit on our site. We also may collect user specific
information about pages that users visit on our site. Any information that you give
us when you complete a contact form or inquiry form, survey and so forth is collected
by us.
Should you engage in a business transaction
with us, such as purchasing a tool, product or service, we will collect the information
necessary to complete that transaction.
Credit card based purchases generally require you to provide the following information:
your name, mailing address, e-mail address, credit card number, home and or business
phone number and other personal information, such as security codes or information
such as your mother’s maiden name.
We maintain your credit card related
information once your purchase has been verified and processed via your credit card
service provider for future usage, within a secured system. In the event of a charge
back, the credit card service provider will provide us with such information for
the purpose of our evaluation of the charge back request, including any protestations
and or feedback issued by our company if we determine fraud has taken place. In
the event of credit card fraud and similar defaulted payments, the credit card related
information shall be used for collection related purposes.
Credit card information sent to use via
our web site is transferred and transmitted via secure server software that provides
industry standard encryption.
Other information that you send via standard
email will not be subjected to this high level of encryption so we advise you accordingly
that you should never submit sensitive personal information such as credit card
numbers and so forth via standard email to us.
Lost or Stolen Information
If your credit card or password is stolen
or used without your permission, immediately notify HandyWise.com. Upon notification
HandyWise.com will cancel your credit card number and/or password and update its
records. You may be unable to access certain services while HandyWise.com processes
the credit card and/or password change.
Cancellation
You may cancel your account at any time
by sending an e-mail. Once HandyWise.com has finished processing the cancellation,
HandyWise.com will delete all your Registration Data from its database.
Use of Aggregated Information. HandyWise.com
reserves the right to disclose to third parties information about Subscriber usage
of the HandyWise.com Web site and any related services, including information gathered
during your use of the Site. Any information disclosed will be in the form of aggregate
data (such as overall patterns or demographic reports) that does not describe or
identify any individual user.
Communications
If you communicate with us, via email
or telephone or even via surface mail, we will maintain such communications and
the information contained within them for the purpose and providing customer services
to you. We employ industry standard
protections for all such communications.
You may be required to complete online
registration forms that provide us with contact information (such as your name and
street address), your email address, and your phone numbers.
We may, from time to time, send you emails
regarding our service so that we can directly communicate with you regarding issues
we determine to be relevant.
No Liability for Acts of Third Parties.
Although HandyWise.com will use all reasonable
efforts to safeguard the confidentiality of the Registration Data, transmissions
made by means of the Internet cannot be made absolutely secure. HandyWise.com will
have no liability for disclosure of Registration Data due to errors in transmission
or unauthorized acts of third parties.
HandyWise.com reserves the right to change
or update this Privacy Policy, or any other company policy or practice, at any time
with reasonable notice to users of the Site. Any changes or updates will be effective
immediately upon posting to the Site.
Most Recent Update
Last Updated:
Contacting Us
Please contact us if you should have any
questions, comments or concerns about this privacy policy.